Bills, budgets and a quieter house in southwest Ohio
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March 2026

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We paid off the house

We paid off the house

March 28, 20264 min readNo comments

The last $893 payment went out in March. The phone call, the paperwork that came after and the escrow surprise nobody mentions.

Do we still need life insurance with grown kids?

Do we still need life insurance with grown kids?

March 21, 20264 min readNo comments

The term policy we bought in 2004 runs out in 2029. What it was for, what's changed and how we thought about letting it go or keeping it.

Going from four phone lines to two

Going from four phone lines to two

March 7, 20264 min readNo comments

With both kids on their own plans, we cut our phone bill from $140 to $70. The plan we left, the questions I asked and one surprise fee.